Recurring Deposit

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Flexible and Rewarding Recurring Deposit Plans

Haider Sailani Taj Urban Credit Cooperative Society's Recurring Deposit scheme encourages a disciplined savings habit by allowing you to deposit a fixed amount every month, with attractive interest rates to boost your savings. This plan is ideal for those looking to reach financial goals over time while earning reliable returns. Open an RD account with a minimum deposit of ₹500 and enjoy the benefits of secure and convenient savings tailored to your future dreams.

"Achieve your dreams through disciplined savings – a small step each month leads to big accomplishments over time.."

हैदर सैलानी ताज अर्बन क्रेडिट कोऑपरेटिव सोसाइटी की आवर्ती जमा योजना नियमित रूप से एक निश्चित राशि हर माह जमा कर बचत की आदत को प्रोत्साहित करती है। यह योजना उन लोगों के लिए आदर्श है जो समय के साथ वित्तीय लक्ष्यों को प्राप्त करना चाहते हैं और विश्वसनीय रिटर्न प्राप्त करना चाहते हैं। ₹500 के न्यूनतम जमा के साथ एक आरडी खाता खोलें और भविष्य की योजनाओं के लिए सुरक्षित और सुविधाजनक बचत का लाभ उठाएं।

Features
    • Flexible Tenure Options: Choose account tenures starting from 12 months, with flexible options for long-term savings.
    • Monthly Deposits: Deposit a fixed amount each month to build your savings effortlessly.
    • Secure Passbook: Every member receives a passbook to track transactions and ensure transparency.
    • Convenient Payment Modes: Make payments by cash, cheque, or draft; outstation cheques are not accepted.
    • Membership Requirement: All RD account holders must be members of the company and hold shares worth ₹100.
    • Annual Interest Calculation: Interest is calculated annually, ensuring optimal returns.
    • Minimum Deposit: Start with as little as ₹500, increasing in multiples of ₹100 thereafter.
    • Penalty on Irregular Deposits: Irregular accounts may incur a penalty, but the principal amount remains unaffected.
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    • लचीले कार्यकाल विकल्प: 12 महीनों से शुरू होने वाले कार्यकाल के साथ, दीर्घकालिक बचत के लिए लचीले विकल्प चुनें।
    • मासिक जमा: हर महीने एक निश्चित राशि जमा कर अपनी बचत को आसानी से बढ़ाएं।
    • सुरक्षित पासबुक: हर सदस्य को लेन-देन की पारदर्शिता सुनिश्चित करने के लिए पासबुक जारी की जाती है।
    • सुविधाजनक भुगतान मोड: नकद, चेक या ड्राफ्ट द्वारा भुगतान करें; आउटस्टेशन चेक स्वीकार नहीं किए जाते हैं।
    • सदस्यता आवश्यक: सभी आरडी खाता धारकों के लिए कंपनी की सदस्यता अनिवार्य है और ₹100 मूल्य के शेयर होने चाहिए।
    • वार्षिक ब्याज गणना: ब्याज वार्षिक रूप से गणना की जाती है, जिससे अधिकतम रिटर्न सुनिश्चित होता है।
    • न्यूनतम जमा: केवल ₹500 से शुरू करें, और बाद में ₹100 के गुणकों में जमा करें।
    • अियमित जमा पर पेनल्टी: अनियमित खातों पर जुर्माना लग सकता है, लेकिन मूल राशि अप्रभावित रहती है।
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POPULAR RECURRING DEPOSIT SCHEMES:
Tenure of Payment

The minimum tenure for an RD account is 12 months or more, allowing you to save on a long-term basis.

Mode of Payment

Payments to the company can be made by cash, cheque, or draft. Members must ensure all payments are made against a company-issued receipt signed by an authorized signatory. Any payment methods not mentioned are at the member’s own risk. Cheques or drafts are credited once cleared, and outstation cheques are not accepted.

 

Passbook Issuance

Every RD account holder receives a passbook to track transactions. Members should update their passbooks regularly. In case of discrepancies between the passbook and official receipts, payment will only be made based on receipts duly signed by the branch’s authorized signatory.

 

Terms & Conditions
      • Membership Requirement: Membership in the company is mandatory.
      • Share Issuance: Members will be issued shares worth ₹100 under the RD plan.
      • Interest Calculation: Interest on the RD account is calculated on a yearly basis.
      • Minimum Deposit: Begin with ₹500, with subsequent deposits in multiples of ₹100.
      • Irregular Deposits: Irregular deposits do not qualify for premature withdrawal or loan facilities.
      • Penalties on Irregular Accounts: Upon maturity, payments on irregular accounts will be deducted by the penalty amount, up to the interest earned. The principal amount remains unaffected.
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I got my FD opened with ease. The interest rates are excellent, and the staff is very helpful.

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The home loan process was smooth, and the team provided great support throughout. Very satisfied with the service.

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Opened a savings account recently. The customer service was excellent, and I am happy with the overall experience.

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Their gold loan service is reliable and efficient. The processing was fast, and I got a good value for my gold."

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I availed a loan against my deposit. The terms were very favorable, and the processing fee was minimal. Highly recommended!

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